Wednesday 16 August 2023

Social health insurance: be careful what you wish for

Social health insurance: be careful what you wish for The British public is unhappy with the state of NHS services but remains wedded to its funding model: tax funded and largely free at the point of use. That hasn’t stopped calls to reform the way the NHS is paid for and adopt a version of the social health insurance systems common elsewhere in Europe.

Social health insurance looks different in different nations, but there are common features. People pay contributions to non-governmental bodies, separate from the tax system, with a significant proportion of social health insurance revenue coming from employers and employees. 

What would it mean if the NHS was switched to a social insurance system? This blog looks at some of the policy choices that might arise based on the evolution of three European health systems: Germany, France and the Netherlands. The Health Foundation

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